Many things can go wrong with a foreign package holiday, hopefully you wont encounter a bout of sickness, or a fractured ankle while biking in the hills, but if the worst should happen, and you are injured in some way, you will need to make a claim on your package holiday insurance.
Am I eligible to make a claim?
In the event the accident was caused by a negligent party that was duly representing the tour company, then yes, you are eligible to make a claim. So, if a waitress in the hotel accidently poured hot coffee on your lap, you would be covered, not just in coffee, but insurance also!
If, on the other hand, a person were to eat some dodgy Spanish food a few miles down the beach from the resort, this would not be included in the package holiday insurance. There is a fine line with the cover of your tour operator, some activities are provided free for the holidaymaker, and therefore these are art of the package. If, however, you have to pay extra for this activity, then it is considered a separate agreement between the tourist and the vendor, and the tour company is not responsible in the event of an accident.
How do I make a claim?
If you have any queries concerning holiday injury compensation, there are qualified online solicitors who can assist in every aspect of making a claim. By answering a few simple questions in the form, the experts can quickly tell you if your accident qualifies you to make a claim against your package holiday provider.
If you are to make a claim, you must be able to prove negligence on behalf of the holiday provider, so it is important to contact the package tour company as soon as possible. Very often the tour company will have an accident book, in which you should record all the details leading up to the incident. Draw maps and include pictures if you have any. Take the names and addresses of any witnesses, as they may be called upon at some point in the future. Keep all documentation concerning medical treatment and other expenses incurred as a result of the accident, which will need to be produced when making a claim. If a person is planning to claim travelling expenses, make sure all the tickets are documented, and kept in a safe place.
Most of us are reluctant to pursue anything legal, unless absolutely necessary, which results in many accidental injuries that are not claimed for. The tour company will not overly explain the details of your policy, but fortunately there are qualified legal experts online, who can assist you in making a claim for holiday compensation.
The consumer is well protected regarding holiday regulations, and with the help of legal experts, we can recover certain expenses incurred while on holiday, whether as a result of sickness or injury. So, if you still havent claimed for the broken ankle you sustained last week, get in touch with a holiday claims lawyer.